Impartial mortgage advice from trusted advisers
We understand that buying a property is one of the most important decisions you’ll make in your life.
That’s why we offer impartial advice from experienced professionals who can help with any situation – whether it be first time buyers looking for their dream home, people re-mortgaging and wanting competitive rates on an approved product or someone trying to purchase another residence outrightly without having done so before- our team has seen it all!
Frequently asked questions
If you would like to find out more about mortgage advice, please call us on 01706 823 131
A repayment mortgage is a home loan where you repay a bit of the capital, which is the amount you borrowed, along with some interest each month. With a repayment mortgage, as long as you meet all your monthly payments you’re guaranteed to have repaid your entire loan by the end of the mortgage term, which is usually around 25 years.
Repayment mortgages are by far the most common type of mortgage in the current market – and if you’re buying a home to live in, rather than a buy-to-let property, you’ll nearly always take out a repayment mortgage.
Homeowners will typically re-mortgage in order to reduce the overall monthly mortgage payment amounts. Other reasons could include paying off a loan earlier, raising capital or consolidating other more expensive debts like student loans onto one affordable debt with lower interest rates than what they were previously offered by different lenders.
To do this homeowners would have their current lender provide them information about another property where there’s enough equity built up so that it can be used as collateral against any new borrowing needs while still leaving room left over every month just in case something happens unexpectedly.
With a buy-to-let mortgage, you can become your own boss and have the flexibility to work from home or on vacation as long as necessary.
This type of loan is perfect for people who want more control over their life’s plans because they don’t need any investment expertise! You will find that there are many pros when getting this kind instead – being able to live anywhere in Europe while still owning something meaningful; not worrying about monthly rental fees since it’s all taken care of right away by buying the property outright, plus earning passive income through renting out rooms at night time too.
The commercial mortgage is a type of loan for businesses that want to borrow over £25,000. The secured first legal charge on your business premises will help you with the acquisition and refurbishment or development – these can be used in any combination as long as they meet certain requirements!
This kind of finance may also come into play when buying motor vehicles like machinery and other equipment; it’s perfect whether we have something new up our sleeves at home…
Brilliant experience from the start over 10 years ago when I started renting to the present when with all their help I completed the house sale Everyone I spoke to was helpful and professional with Niall being a absolute star and kept me up to date with all communications
A huge shout out and thank you to Melanie and Niall at Lifestyle Sales and Lettings who have just helped us to sell our office building in Bury. They were so hands on, helpful, proactive and kept us fully informed of interest levels and viewings. I can’t thank them enough for everything they’ve done. We had previously put the sale in the hands of a larger estate agent! The service was nowhere near the same level and nothing materialised. If you want an estate who cares, and is actually working for you proactively – then you need to get in touch with the team at Lifestyle. Gill & Eric Arnott
A big Thankyou to Melanie, and Henry! Even though my move took much longer than expected(through no fault of Lifestyle altogether) Thanks to Henry. Everything went as smooth as it possibly could, I was always reassured about any issues I had and he went above and beyond to make sure I was taken care of. Would definitely recommend
Me and my partner have recently moved out and Lifestyle lettings were absolutely amazing and efficient! We were helped along the way by Henry at every step who was amazing and I can’t recommend highly enough . The customer service here is second to none and i would urge anyone to try and get sorted moving with Lifestyle lettings. Thank you so much, Andy x
Great team and brilliant customer service! Everyone was helpful and any issues with the property were quickly sorted out. Recommended!!
Highly recommend this company. Melanie and her team are brilliant - genuinely nice people. Henry has dealt with letting out our property and from the very first phone call, he has been very professional and knowledgeable. He has made the whole letting experience fairly stress free - excellent communication skills - phone/face to face/emails.
Big thanks to Henry going above and beyond for me, great responsive service
Lifestyle Sales and Lettings don't stop to surprise me, from the initial engagement to the continuous communication for maintenance and liaising with the landlord. They quickly answer all our queries and conduct themselves to the highest professional standards I have had the pleasure to deal with any Letting agency. Each of their outstanding staff that I have had the opportunity to speak with are exceedingly kind and helpful, from the receptionist to the Letting coordinators, from the sales agent to the maintenance team. Please keep being as good as you are.
Holding ourselves to the highest standard
